Medicare · Annual Enrollment
What changed in your Medicare plan for 2027?
Pick your state, county, and current plan. We'll show you — instantly and side by side — how your premium, deductible, maximum out-of-pocket, star rating, and extra benefits changed for 2027. No forms. No phone number. No one calls you.
The "What Changed" plan checker
Your plan ID (like H1234-001) is on your member card and on the Annual Notice of Change (ANOC) your plan mailed you.
Source: CMS Landscape & Crosswalk files Public CMS plan data Figures verified July 22, 2026
Your side-by-side comparison will appear here
Choose your plan above to see what's different for 2027. We compare only the public numbers CMS publishes — we never ask who you are.
Status
| What we compare | 2026 | 2027 | Change |
|---|
Red means the change costs you more or drops a benefit; green means it's in your favor. Always confirm on the official Medicare Plan Finder before enrolling.
The big picture
Why checking matters: the menu is shrinking
Plans aren't just changing their prices — there are fewer of them. For 2026, the average beneficiary can choose from about 32 Medicare Advantage prescription-drug plans, down from 34 a year earlier. Stand-alone Part D drug plans fell even more sharply. When plans consolidate or leave, "doing nothing" can quietly move you onto different coverage — which is exactly why a year-over-year check is worth 60 seconds.
| Item | Plans |
|---|---|
| 2025 | 34 |
| 2026 | 32 |
| Item | Plans |
|---|---|
| 2025 | 474 |
| 2026 | 367 |
How to read your result
Every fall, CMS publishes the Landscape and Crosswalk files that spell out what happens to every Medicare Advantage and Part D plan. We turn those public files into a plain-English comparison. Your plan will fall into one of these categories:
- Renewing — your plan continues, but the premium, deductible, or benefits may have moved. Check the table.
- Consolidated — CMS is merging your plan into a successor plan. Your coverage maps to the new plan ID shown.
- Service-area reduction — the plan is shrinking where it's offered. Confirm it's still available in your county.
- Terminating — the plan won't be offered next year. You'll need to choose a new plan during Open Enrollment or risk being moved to Original Medicare.
Frequently asked questions
Where do I find my plan ID?
It's on your plan member ID card and on the Annual Notice of Change (ANOC) your plan mails every September. It looks like H1234-001 (or S/R followed by four digits for some plans). You can also just pick your plan by name from the dropdown.
Is this the official government tool?
No — and we say so proudly. BenefitDial is an independent utility. We use the same public CMS data the government publishes, but we're not affiliated with Medicare or CMS. For enrollment, always use the official Medicare Plan Finder or call 1-800-MEDICARE.
Will you ask for my phone number or sell my information?
Never. This tool doesn't collect your name, phone number, or email — there's no form to fill in and nothing is sent to a call center. That's the whole point of BenefitDial. Read our privacy pledge.
Why don't I see 2027 numbers yet?
CMS releases the 2027 Landscape and Crosswalk files in late September or early October. Until the official files are published, this tool runs on a structurally identical sample dataset so you can see exactly how the comparison works. The moment CMS posts the real files, we load them and the numbers become live. See How it works.